Finbud Financial Services Ipo
Finbud Financial IPO Review & Key Points
Review:
IPO Lead Managers aka Merchant Bankers
SKI Capital Services Ltd.
| Application | Lot Size | Shares | Amount |
| Retail Minimum | 2 | 2,000 | ₹2,84,000 |
| Retail Maximum | 2 | 2,000 | ₹2,84,000 |
| S-HNI Minimum | 3 | 3,000 | ₹4,26,000 |
| S-HNI Maximum | 7 | 7,000 | ₹9,94,000 |
| B-HNI Minimum | 8 | 8,000 | ₹11,36,000 |
| Investor Category | Share Offered | -% Shares |
| Anchor Investor | – Shares | -% |
| QIB (Ex. Anchor) | – Shares | 50% |
| NII Shares Offered | – Shares | 15% |
| Retail Shares Offered | – Shares | 35% |
| Anchor Bidding Date | November 4, 2025 |
| Anchor Investors List | |
| Shares Offered | [.] Shares |
| Anchor Size | [.] Cr. |
| lock-in period end date 50% shares (30 Days) | December 11, 2025 |
| lock-in period end date 50% shares (90 Days) | February 9, 2026 |
| IPO Open Date: | November 6, 2025 |
| IPO Close Date: | November 10, 2025 |
| Basis of Allotment: | November 11, 2025 |
| Refunds: | November 12, 2025 |
| Credit to Demat Account: | November 12, 2025 |
| IPO Listing Date: | November 13, 2025 |
| IPO Bidding Cut-off Time: | November 10, 2025 – 5 PM |
| Particular | Shares | % Share |
| Promoter Holding Pre Issue | 1,40,01,480 | 64.92% |
| Promoter Holding Post Issue | 1,90,49,480 | 47.71% |
| Purpose | Crores |
| Working Capital Requirement | ₹20.90 |
| Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited | ₹15 |
| Funding for Business Development and Marketing Activities | ₹17.75 |
| Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company | ₹4.03 |
| General Corporate Purpose | ₹- |
| Period Ended | Revenue | Expense | PAT | Assets |
| 2023 | ₹135.57 | ₹133.13 | ₹1.83 | ₹27.47 |
| 2024 | ₹190.28 | ₹182.25 | ₹5.66 | ₹44.97 |
| 2025 | ₹223.50 | ₹211.55 | ₹8.50 | ₹68.93 |
| July 2025 | ₹85.82 | ₹81.10 | ₹3.33 | ₹76.12 |
| KPI | Values |
| ROE: | 23.61% |
| ROCE: | 32.11% |
| EBITDA Margin: | 6.57% |
| PAT Margin: | -% |
| Debt to equity ratio: | – |
| Earning Per Share (EPS): | ₹6.07 (Basic) |
| Price/Earning P/E Ratio: | N/A |
| Return on Net Worth (RoNW): | 23.61% |
| Net Asset Value (NAV): | ₹25.70 |
| Company | EPS | PE Ratio | RoNW % | NAV | Income |
| My Mudra Fincorp Limited | 9.96 | 7.79 | 16.87% | 46.85 | 80.37 Cr. |
| BLS E-Services Limited | 5.79 | 32.99 | 12.18% | 53.1 | 519.35 Cr. |
| PB Fintech Limited | 7.77 | 236.08 | 5.49% | 140.06 | 4,977.21 Cr. |
| IPO Open Date | November 6, 2025 |
| IPO Close Date | November 10, 2025 |
| Face Value | ₹10 Per Equity Share |
| IPO Price Band | ₹140 to ₹142 Per Share |
| Issue Size | Approx ₹71.68 Crores |
| Fresh Issue | Approx ₹71.68 Crores |
| Issue Type | Book Built Issue |
| IPO Listing | NSE SME |
| DRHP Draft Prospectus | |
| RHP Draft Prospectus |