Holdings (52)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
| Reliance Industries Ltd. | Energy | Equity | 6.68% |
| HDFC Bank Ltd. | Financial | Equity | 4.97% |
| Larsen & Toubro Ltd. | Construction | Equity | 4.26% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 3.9% |
| FSN E-Commerce Ventures Ltd. | Services | Equity | 3.59% |
| Aurobindo Pharma Ltd. | Healthcare | Equity | 3.5% |
| Lloyds Metals & Energy Ltd. | Metals & Mining | Equity | 3.27% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | Equity | 3.11% |
| Tata Consultancy Services Ltd. | Technology | Equity | 2.87% |
| State Bank of India | Financial | Equity | 2.69% |
Returns and rankings
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund Returns | 12.55% | 18.25% | 16.37% | 12.43% |
| Category Average | 0.92% | 17.48% | 18.01% | NA% |
| Rank Within Category | 5.00% | 18.00% | 15.00% | NA% |
Expense ratio, exit load and tax
Expense ratio: 1.22%
Inclusive of GST
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Fund management
Education
Mr. Gosar holds a Master’s degree in Finance from ICFAI.
Experience
Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.