Holdings (30)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
| Punjab National Bank | Financial | CD | 6.48% |
| Reserve Bank of India | Financial | T-Bills | 6.09% |
| Axis Bank Ltd. | Financial | CD | 5.27% |
| HDFC Securities Ltd. | Financial | CP | 4.88% |
| Reserve Bank of India | Financial | T-Bills | 4.86% |
| Canara Bank | Financial | CD | 4.85% |
| Reserve Bank of India | Financial | T-Bills | 3.26% |
| Bajaj Finance Ltd. | Financial | CP | 3.25% |
| Bank Of Baroda | Financial | CD | 3.25% |
| Export-Import Bank Of India | Financial | CP | 3.25% |
Returns and rankings
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund Returns | 7.39% | 6.93% | 5.54% | 6.10% |
| Category Average | 7.09% | 6.69% | 5.33% | NA% |
| Rank Within Category | 14.00% | 8.00% | 12.00% | NA% |
Expense ratio, exit load and tax
Expense ratio: 0.11%
Inclusive of GST
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Fund management
Education
Mr. Bharucha is a BMS and MBA
Experience
Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.