Holdings (32)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
| ICICI Bank Ltd. | Financial | Equity | 20.68515967% |
| HDFC Bank Ltd. | Financial | Equity | 15.11098083% |
| Axis Bank Ltd. | Financial | Equity | 6.16954203% |
| Bajaj Finance Ltd. | Financial | Equity | 5.97449381% |
| Shriram Finance Ltd | Financial | Equity | 4.85759889% |
| State Bank of India | Financial | Equity | 4.70551024% |
| India Shelter Finance Corporation Ltd. | Financial | Equity | 4.45215533% |
| Max Financial Services Ltd. | Financial | Equity | 3.64465123% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 3.57299787% |
| Karur Vysya Bank Ltd. | Financial | Equity | 3.5457716% |
Returns and rankings
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund Returns | 16.09% | 24.21% | 25.00% | 11.06% |
| Category Average | 11.24% | 22.04% | 24.28% | NA% |
| Rank Within Category | 12.00% | 8.00% | 7.00% | NA% |
Expense ratio, exit load and tax
Expense ratio: 1.15%
Inclusive of GST
Exit load
Exit load of 1%, if redeemed within 30 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Fund management
Education
Ms. R S is B.E and MBA (Finance).
Experience
Prior to joining UTI Mutual Fund, she has worked with PwC India.